5 Top Secrets Of Insurance Firms
I have Top Secrets Of Insurance Firms i will share with you which I discovered from over 25 years of work in helping clients and families successfully with injury and death cases.
SECRET NUMBER 1: RECORDED STATEMENTS ARE NOT GOOD FOR YOUR CLAIMS:
Most insurance firms advice clients or people to always have some recorded statement to help their case, but in the actual sense they do this to enable them bring down the cash they will need to pay on claim.The main reason for why that statements recorded are deceptive is that most clients think that they will do good to their case by giving the firm a recorded statement, or they believe its necessary to give a their statements recorded to enable the insurance firm repair their vehicle or pay their bills, so before you provide a statement you recorded, get the assistance of lawyer to guide you and advise you if its necessary for any statement, the attorney should also guide you on the kind of question to expect and answers to them. See how and reason statements recorded are so bad, the questions they ask you’re designed to be used against you later.
For example, they’re going to ask you what injuries you received from the accident.If you leave out any injury while explaining, they’re going to later accuse you of telling lies, telling you that you are complaining of a knee injury now while the first time when we took the statement recorded right after the accident you clearly did not say anything about any knee injury, so you want to be making this up to take as opportunity of the accident case.
The second bad way they use a recorded statement against you, is by getting you to give an answer about how the crash happened. Or get you to mention that you simply do not know something about the accident, then use it to your disadvantage later For instance, they want to know the speed the guy whose rear ended you was going, and you would possibly say, i feel he was moving with speed of at least- of- forty-five -miles -per -hour, and you only say this base on your thinking that the hit was much.
But if later the evidence determine that the damage was not much which his speed was closer to 10- to- fifteen -miles -per- hour,so then they’ll say, wow wow wow, so you were really not sure of the speed when we took your statement first, so now you are trying to over estimate your injuries to us? See how deceptive this can be! Or another example is once they ask you where the opposite car came from, and you say, i do not know, they would then find good explanation defend why their insured wasn’t guilty since you cannot say what they did wrong.
The insurer (insurance firm) will continue to say that the main purpose you answered I don’t know is because you have not found plenty of time to really find out the real matter, or see all of the data and facts. And so once you provided that statement recorded, it was unjustified to you since you weren’t well prepared to understand many things about how the crash occur.
SECRET NUMBER 2: INSURANCE FIRMS WOULD NOT LIKE YOU TO TALK TO LAWYER FIRST.
Information discovered from some insurance companies shows that they trace attorneys/lawyers success or experience record and with that they determine what to pay their injured clients based on the reputation of the attorney.
Lets look into this real life example from our law firm. A lady was rear led to a car crash, She tried to settle the case herself and only received low offers from the insurance company, the young woman thought these offers were too low and hired our law firm to help her.
The insurance firm wouldn’t accept to compensate her fairly until i told them that my client and i will not accept any amount less than the one hundred thousand dollar which is the right amount in the insurance contract for compensation and they had three days to pay or else i will be withdrawing the settlement offer and were going to sue their insurance firm and let a jury decide what would be the normal compensation for the losses of our client. Interestingly enough, after my help, the lady’ case was settled in those three remaining days and she was given full compensation that come with the insurance policy she took which was one hundred thousand dollars then.
What happened in the story of this young lady is just one example of why insurance firms would like to finish cases before you speak to a lawyer for guidance.
SECRET NUMBER 3: ITS NECESSARY TO INFORM YOUR PHYSICIAN ABOUT ALL THE INJURIES SUSTAINED FROM THE ACCIDENT ON THAT FIRST VISIT.
Presenting the truth clearly about your injuries is the vital key to getting a fair settlement. Meeting the doctor/physician when you need treatment, and telling your doctor all the health issues you are having, is vitally important to your case.
SECRET NUMBER 4: LETS FACE IT, HONESTY IS THE BEST POLICY.
You don’t need to be told about this aspect, but there are some people out there who need to be told.
There are lots time where the insurance company refused to settle claims and then the jury gives a discouraging or bad award at the trial since insurance firm refusing to settle claims or pay claims if they feel the injuries or damages are being exaggerated. They know that if such type of case go to court for trial, the jury will possibly punish the person the person who claim to be injured for dishonesty. When or if a case goes to trial, there is possibility the jury to find out the real truth and we’re honest with them about our cases.
It is also certain that juries payback this kind of honesty with fair and just judgement as honesty is the best thing in all aspect of human life. It remains the best option for achieving nice results.
SECRET NUMBER 5: INSURANCE FIRMS SPEND HUGE AMOUNT OF CASH RUNNING IN MILLIONS JUST TO ENABLE THE MASSES BELIEVE THAT MOST LAW CASES ARE SILLY, NOT SERIOUS AND LACKING MERIT.
Insurance firms spend Huge amount of cash running in Millions of Dollars for publicity that is always portraying injury victims and their lawyers as filing silly lawsuits in our courts. They want to deceive the general public into believing that these cases are about making money from injuries and so there is need for them (the insurance firm) to increase clients’ premium for insurance policy. This is not true as they also want the public to think that any claim compensation to the injured person is undeserved.
In the real sense and understanding, individuals or people who have been injured as a result of someone else’s fault are entitled to normal compensation and settlement for the losses they get.
That is the law, it is justice required, it is about fixing what ever that can be fixed, helping what ever that can be helped, and making up for what ever that can’t be fixed or helped. Big establishments or firms want to increase their profits by not having to pay for the damages and injuries they have caused.
Lets say for instance, having the truck drivers drive too many period of time or hours, which endangers everyone on the highway, or even by not maintaining their truck tires and brakes and other important safety equipment. You could imaging what would happen just if a law was passed that said that no one could ever bring a personal injury claim for trial. Can you also have a think on how many reckless and dangerous companies would be! If they were encouraged to ignore their responsibility for the accidents they cause, and the damages, suffering and injuries they create, they would have absolutely no reason to be safe anymore.
since their only focus is on profits, no one is caring about safety. Good a thing, the law allows injured victims to bring a claim when they suffer damages from a negligent person or company. The main reason of a personal injury claim is to make up and compensate for the damages caused by negligent parties. It is to support and help people and businesses to be safer, by holding them to be responsible and accountable for the damages and problems they cause.
Some of these are the secrets and tricks most insurance companies in the hope you don’t find out until it is late. There are many other traps for the unwary in the insurance industry. Throughout my career as a legal practitioner who have helped so many people, I hope that by sharing this information I can also help even more people to protect their rights.
We believe that one of the reasons our clients and readers get such good results is that they are well educated or informed about the process of their injury case. It helps them avoid making costly mistakes. By reading our articles and watching our videos, our clients are better able to help protect their rights.
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